Comments on: $30,000 a Year is How Much an Hour? And How To Live On It https://protosys.top/30000-a-year-is-how-much-an-hour/ Gain the financial literacy you need (along with tips and tricks) to help you Budget, Save, and Stack Your Dollars! Sat, 25 Nov 2023 04:31:22 +0000 hourly 1 https://wordpress.org/?v=6.8.3 By: Martina https://protosys.top/30000-a-year-is-how-much-an-hour/#comment-1386 Wed, 23 Mar 2022 12:18:21 +0000 https://protosys.top/?p=2051#comment-1386 In reply to Gil G.

That’s great to hear, Gil! I am proud and rooting for you! 🙂
-Martina

]]> By: Gil G https://protosys.top/30000-a-year-is-how-much-an-hour/#comment-1379 Mon, 14 Mar 2022 02:15:17 +0000 https://protosys.top/?p=2051#comment-1379 Thank you for this article. I make $30k a year “net” and am single. I am doing 99% of the things you listed and have accumulated enough savings to pay cash on a condo or mobile home. This is exceptional during a pandemic, recession and war going on in 2022.

]]> By: ANTHONY https://protosys.top/30000-a-year-is-how-much-an-hour/#comment-1311 Wed, 01 Dec 2021 21:15:20 +0000 https://protosys.top/?p=2051#comment-1311 In reply to Kimberley.

@Kimberley, I agree same in the states. Im near Detroit Michigan

]]> By: Martina https://protosys.top/30000-a-year-is-how-much-an-hour/#comment-1272 Thu, 07 Oct 2021 05:55:01 +0000 https://protosys.top/?p=2051#comment-1272 In reply to Kimberley.

There are different prices in the various areas of the U.S. as well. This was only meant as an example of what can be possible for some. Of course, it is down to the reader to use the various ways possible to lower their bills. There are often times when people think they are being as frugal as they can, and they are actually not. Even I am sometimes amazed by the ways I realize I’ve been wasting money.

]]> By: Kimberley https://protosys.top/30000-a-year-is-how-much-an-hour/#comment-1268 Tue, 28 Sep 2021 05:33:22 +0000 https://protosys.top/?p=2051#comment-1268 You must live in a dream…. U.S.A obviously,… Canada is a little different.. Even in a small rural city you are looking at $1,100 – $1,300/ month plus utilities for a home and a mobile home that was made in the 1950’s (that the insurance company will not insure because of age) is at least $70,000 to buy and add at least $300 to $500/month for lot rental on top of that. Homes start (even 1 bedroom house) start at $250,000+
The only vehicles you can get for $2000 are ones for parts or will not pass safety for insurance.
I have the highest rated insurance discount in my province of 33% and I still pay $130/month for insurance which is common. And my province is one of the best for insurance as registration and insurance cost are combined.
Internet… Canadians pay one of the most highest bill once it comes to internet… min. $100/month.
Food is getting expensive as well, I get the basics and can get away with $250 a month for my self. That include no going out for takeout or coffee runs, I take a cup of coffee from home to work and usually will have one there.

So let me break it down..

Savings of 10% = $198
Rent/ Mortgage + Utilities= $1,250 – $1,400
Car Payment= lol $0 (You can purchase a cheap Honda or Toyota for about 2k.) Good luck
Car Insurance= $130 with a good driving record.
Health Insurance= $100 (that can very as come may carry an additional health with full time work)
Cellphone= $50
Internet= $100
Gas= $80 (winter is coming)
Groceries= $250
Personal & Misc= $100
Entertainment= $50

= $2,600 month approx.
Compare to:
Total = $1469 with $514 leftover
Must be nice living in the dream world.

And That doesn’t count for our taxes up here.. When $1,000 drops down to $875 due to deductions.

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